SBA loans
An SBA 7(a) loan in Sandy Springs is the Small Business Administration's most flexible financing program, offering up to $5 million in guaranteed funding for working capital, equipment, real estate, acquisitions, and refinancing. Driftwood Lending Group brokers these loans by connecting local businesses to approved SBA 7(a) loan lenders who underwrite your application and fund your project.
SBA loans
The Small Business Administration 7(a) loan is a government-backed program designed to help small businesses access capital when conventional bank financing falls short. The SBA guarantees a portion of the loan, which reduces lender risk and opens doors for companies that might not qualify for traditional commercial credit. As a licensed broker, Driftwood Lending Group at 1150 Hammond Dr, Sandy Springs, GA 30328 shops your application across multiple SBA 7(a) loan lenders, comparing programs to find the right fit for your business.
This program covers a broad range of uses: purchasing inventory, hiring staff, buying a competitor, renovating a storefront along Roswell Road, or acquiring the building your Dunwoody warehouse occupies. Because the SBA 7(a) loan guidelines allow such versatility, it has become the go-to solution for established businesses and startups alike across Sandy Springs, Brookhaven, Chamblee, and Marietta.
SBA loans
SBA 7(a) loan qualifications center on creditworthiness, cash flow, collateral, and owner equity. The SBA expects borrowers to operate for profit within the United States, fall within size standards for their industry, and demonstrate reasonable ability to repay. Typical SBA 7(a) loan criteria include a personal credit score above 680, at least two years in business, and sufficient revenue to service debt. Collateral is required when available, and owners with 20 percent or more equity must personally guarantee the loan.
Driftwood Lending Group walks you through the SBA 7(a) loan application process, assembling tax returns, financial statements, business plans, and personal financial disclosures before submitting your package to participating lenders. Because underwriting standards vary slightly by institution, working with a broker ensures you reach the lender most likely to approve your scenario.
SBA loans
A medical-device distributor near the Perimeter wanted to acquire a competitor in Vinings and needed $1.2 million. Traditional banks hesitated because the target company's revenue was seasonal. Driftwood Lending Group structured an SBA 7(a) package highlighting combined cash flow and submitted it to three approved lenders. Within weeks, the deal closed, and the distributor doubled its footprint across North Druid Hills and Smyrna without exhausting operating reserves.
Whether you run a restaurant in Roswell, a logistics firm in Doraville, or a tech consultancy in Norcross, the SBA 7(a) business loan adapts to your growth plan. Call Driftwood Lending Group at (770) 341-7370 to discuss your project, or visit our office on Hammond Drive, minutes from GA-400 and I-285.
For a broader view of our services, explore our commercial business loan options in Sandy Springs or review our full service areas across metro Atlanta. If shorter-term cash flow is your priority, consider our working capital loan or business line of credit programs.
Related programs
Serving the Sandy Springs area
We know which lenders fund which kinds of Sandy Springs businesses, and we position your file where it fits.
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